- Listed: January 8, 2015 3:01 am
- Expires: This ad has expired
Some criteria that determine insurance cost are fixed, and some are variable. You can lower your monthly cost of insurance by accepting higher deductibles. This article will help you zero in on the best insurance policy for you and save you money in the process.
When obtaining insurance for a teenage driver, get the best deal by asking for a quote on both adding your son or daughter to your car insurance account and on getting him or her their own car insurance. Adding a driver to your account is generally cheaper, but sometimes a low credit score can make establishing a new account more cost effective.
Consider purchasing your auto insurance policy online. Many companies offer a discount for online purchases. The companies do this because it costs them less to use an automated system to begin your policy. In most cases, you will see a five to 10 percent reduction in your quote for the policy.
One way you can save on car insurance is to keep a clean driving record so you can take advantage of the discounts offered to safe drivers. Minor infractions won’t amount to much but being involved in traffic accidents can drive up your insurance costs tremendously. So, drive consciously, maintain a good driving record and enjoy the reward of lower premiums.
A great way for you to save money on your auto insurance is to find an all-in-one insurance carrier. If you can find a company to provide your auto insurance, homeowners’ insurance, and health insurance, you can purchase one large package and save up to 40% off of purchasing separate insurance packages.
Having your VIN number etched into your window can lower your insurance premiums up to 15 percent. Sometimes the VIN number is already etched into the car’s window, but will raise the price of the car $300 to $900. You can also etch the number into the window yourself for $19.95.
Your auto insurance agent will have a list of any discounts offered by their company. Look over potential discounts, and see which ones you qualify for, as well as those that you can qualify for if you make changes, such as driving less or taking a driving course.
Take a course on safe driving. First, you will want to check and see if your car insurance provider offers any discounts for safe driving courses. Many do. Having taken one might qualify you for a discount. The courses themselves are not very expensive and usually do not take more than a week or two to complete.
If you loved this informative article and also you desire to acquire guidance relating to new driver insurance over 30 generously stop by our page. Since your car insurance premium is based on your past credit history and ratings, be sure you pay all your bills on time. This will keep your credit in good shape and ensure you are receiving the lowest insurance rates, because they are based on your credit report and history.
Now that you have gained some insight into different varieties of auto insurance, you should be able to make an educated and informed choice on what type of insurance you would like to obtain. Insuring your car is an important decision, so hopefully this article has been able to help you make the right one!
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Information about the ad poster
- Listed by: Stuart Brunker
- Member Since: October 13, 2014
Other items listed by Stuart Brunker
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- Great Advice For Anyone Seeking Car Insurance For New Drivers Coverage
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- Find Out Your Rate Before Buying Cheap Car Insurance For New Drivers
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